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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

8 Tips For Growing Your Business

8 Tips For Growing Your Business

Small business in America is thriving. According to the United States Census Bureau, almost half a million business applications were filed in January of 2024 alone. With the spirit of entrepreneurship flourishing, business owners want to stay as far ahead of the pack as possible, which means growth. So, how do you grow your business sustainably? Is there truly a “secret sauce” that makes a...

Must-Know Boating Safety Tips

Must-Know Boating Safety Tips

As the weather gets warmer, this could mean spending the day on the water.  Whether it’s a day sail or boating around a lake, it’s helpful to brush up on boating safety best practices to help avoid an accident. In 2022, 636 people lost their lives in boating accidents, according to the United States Coast Guard. Another 2,222 were injured in 4,040 total boating accidents...

Flooding: What Damage Can It Do to My House?

Flooding: What Damage Can It Do to My House?

“Welcome to the neighborhood!” one of our neighbors called while we were standing in the front yard of our new home. On any other day, it would sound like a normal greeting. But on that particular day in June 2014, my husband and I wryly laughed at their joke. Our neighborhood had just flooded ‒ literally days after we received our keys. We waded through...

What Happens if I Don’t Use My FSA Funds by the End of the Plan Year?

What Happens if I Don’t Use My FSA Funds by the End of the Plan Year?

Given the complexities associated with the health insurance industry in the United States, more people are turning to tax-advantaged alternatives like Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs). Employers offer FSAs as part of a group benefits package. Unfortunately, funds in an FSA are subject to a “use-it-or-lose-it” rule, where unused funds are forfeited at the end of the plan’s term. Therefore, strategic...

Am I Covered If I Buy a New Car on the Weekend?

Am I Covered If I Buy a New Car on the Weekend?

It’s a Saturday afternoon and life is looking up. After weeks of searching for a new vehicle, you’ve finally settled on the right car. You completed the test drive, negotiated a good price, agreed on a trade-in value and signed all the paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you give your Erie Insurance agent a call...