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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What’s That Weird Sound That Happens When I Open My Car Window?

What’s That Weird Sound That Happens When I Open My Car Window?

You’re driving down the highway and decide to let in a bit of fresh air. You roll down one of your windows, and suddenly it’s like a freight train is running right next to your car. The overwhelming, rhythmic “thumping” sound feels like it’s about to blow out your eardrums. We’ve all experienced it. But what is it? That’s wind buffeting ‒ a loud and...

4 Types of FSAs & How They Work

4 Types of FSAs & How They Work

An FSA, or “Flexible Spending Account,” can be an excellent benefit to offer your employees, and to your business bottom line, as the contributions are pre-tax. Several types of FSAs are available: Medical Expense FSA These accounts pay for eligible medical costs, prescription drugs, copayments, deductibles, medical devices, and other costs. Another option, a “limited medical FSA,” can cover the cost of preventative healthcare services,...

High Wind Advisory: What to Do Next

High Wind Advisory: What to Do Next

When you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...

Do’s and Don’ts for Hiding a Spare Key

Do’s and Don’ts for Hiding a Spare Key

At some point, most of us have lost our keys. More than a few of us have even tried to break into our own property before finally admitting defeat and seeking third-party assistance. Once we’ve been freed from our accidental exile, we waste little time before paying a visit to a local locksmith or hardware store to safeguard ourselves from future lockouts: we get a...

Can Employers Reimburse Employees for Health Insurance?

Can Employers Reimburse Employees for Health Insurance?

Since 2020 with the enactment of the “21st Century Cures Act,” employers of any size could reimburse their employees for the costs of individual health insurance plans. The Affordable Care Act required employees with 50 or more employees who worked at least 30 hours per week, to offer health insurance. With a vast majority of US businesses having less than 50 employees, many people working...