Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What’s That Weird Sound That Happens When I Open My Car Window?
Posted: May 4, 2022
You’re driving down the highway and decide to let in a bit of fresh air. You roll down one of your windows, and suddenly it’s like a freight train is running right next to your car. The overwhelming, rhythmic “thumping” sound feels like it’s about to blow out your eardrums. We’ve all experienced it. But what is it? That’s wind buffeting ‒ a loud and...
4 Types of FSAs & How They Work
Posted: April 28, 2022
An FSA, or “Flexible Spending Account,” can be an excellent benefit to offer your employees, and to your business bottom line, as the contributions are pre-tax. Several types of FSAs are available: Medical Expense FSA These accounts pay for eligible medical costs, prescription drugs, copayments, deductibles, medical devices, and other costs. Another option, a “limited medical FSA,” can cover the cost of preventative healthcare services,...
High Wind Advisory: What to Do Next
Posted: April 27, 2022
When you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...
Do’s and Don’ts for Hiding a Spare Key
Posted: April 21, 2022
At some point, most of us have lost our keys. More than a few of us have even tried to break into our own property before finally admitting defeat and seeking third-party assistance. Once we’ve been freed from our accidental exile, we waste little time before paying a visit to a local locksmith or hardware store to safeguard ourselves from future lockouts: we get a...
Can Employers Reimburse Employees for Health Insurance?
Posted: April 13, 2022
Since 2020 with the enactment of the “21st Century Cures Act,” employers of any size could reimburse their employees for the costs of individual health insurance plans. The Affordable Care Act required employees with 50 or more employees who worked at least 30 hours per week, to offer health insurance. With a vast majority of US businesses having less than 50 employees, many people working...