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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

An In-Depth Look Into Employer 401(k) Contribution

An In-Depth Look Into Employer 401(k) Contribution

You are fortunate if you work for a company that offers a 401(k) plan as part of its benefits package. Most plans allow employees to start contributing tax-deferred dollars toward retirement with the first paycheck. Many employers provide matching contributions right away, although some require a year of service before employer matches begin. How do your employer’s 401(k) contributions measure up to other plans? The...

Have a Safe and Happy July Fourth Holiday

Have a Safe and Happy July Fourth Holiday

Gearing up for the Fourth of July holiday likely means family picnics, being outside and enjoying a fireworks display. But have you ever wondered how long can you let food sit out before it starts to go bad? Or when your next-door neighbor surprises the kiddos with sparklers and firecrackers, how do you make sure everyone stays safe? You’ve got questions – we’ve got you covered....

Beginner’s Guide to Buy/Sell Protection

Beginner’s Guide to Buy/Sell Protection

It is important to plan for the future of a business, but life can be unpredictable. A buy/sell protection plan is designed to help keep your business secure if the unexpected should occur.  What Is a Buy/Sell Agreement? A buy/sell agreement is a contract between business partners, stipulating how a partner’s interest in the business will be reassigned if that partner dies or leaves the...

So You’re Hiring Your First Employee

So You’re Hiring Your First Employee

Should I hire an employee or contractor? If you need help building your business, there are two ways to hire an extra set of hands – adding an employee or signing an independent contractor. While there are pros and cons to both, it’s important to understand the difference. Employee: An employee is hired to work for your company on a full- or part-time basis. This...

What to Know About Building a Deck

What to Know About Building a Deck

Is Adding a Deck a Good Investment? Remodeling magazine reported that adding a wood deck can up your home’s resale value by more than $10,000. Decks built of composite material add more than $13,000. So chances are, you’re going to significantly recoup the value of this investment. Test your knowledge with our quiz: How Much Value Can These DIY Projects Add To Your House? What...