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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is Your Business Data Secure? 5 Things to Know About Small Business Data Breaches

Is Your Business Data Secure? 5 Things to Know About Small Business Data Breaches

A data breach is not something that just happens to mega-retailers – small businesses are also at risk. From customers’ credit card numbers to employee tax information, it’s likely that your small business handles sensitive data on a regular basis. All it takes is one convincing phishing email or a stolen laptop for sensitive data to get into the wrong hands. Having the right business...

What Insurance is Needed to Protect Your Townhome?

What Insurance is Needed to Protect Your Townhome?

We may be slightly biased here, but protecting your home and personal belongings is important—and often required. Usually, selecting policies is pretty straightforward, but one question we often get is how to select the correct policy for your townhouse. For specifics on policies and what fits your exact situation, we always recommend you speak to your local insurance agent, but let’s cover some of the...

What’s a Home Inventory, and Why Do I Need One?

What’s a Home Inventory, and Why Do I Need One?

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly what...

5 Ways Lifestyle Spending Accounts (LSAs) Boost Employee Wellness

5 Ways Lifestyle Spending Accounts (LSAs) Boost Employee Wellness

Employee wellness is an underrated way of elevating productivity and job satisfaction. Lifestyle Spending Accounts (LSAs) are employer-funded accounts designed to cover various wellness-related expenses, enhancing employee well-being. LSAs boost wellness by supporting fitness memberships, mental health services, healthy eating programs, work-life balance activities, and stress management resources. These accounts offer personalized benefits, empowering employees to choose wellness activities that suit their needs and improving...

What is a Peril on Homeowners Insurance?

What is a Peril on Homeowners Insurance?

While you may be familiar with the obvious need for homeowners' insurance, the finer details and definitions of your coverage may be less clear. Take insurance peril, for example. Even long-time policyholders may be unfamiliar with the term or confused with other concepts. So, what are perils, how are they related to risks or hazards, and why are they important to understand? What Does Peril...