5 Ways to Avoid Parking Lot Accidents
Posted: August 22, 2024
Parking lots can be treacherous territory. In fact, tens of thousands of crashes and hundreds of deaths occur each year in parking lots, according to the National Safety Council. The good news is that your auto policy extends to parking lots. Just check in with your local agent to make sure your coverage limits provide you with optimal protection for the range of potential parking lot...
Quiz: How Do You Know if a Long-Term Care Policy is Right for You?
Posted: August 21, 2024
Even though it’s not something we like to think about, long-term care may be necessary at some point in your life. Maybe you have a heart attack, stroke, or bad accident and need care suddenly, or maybe you develop a chronic illness as you get older. Private health insurance or Medicare may not pay for the long-term services you or your loved ones require. That’s...
Equipment Breakdown Coverage for Your Home, Do You Need It?
Posted: August 19, 2024
Our homes are where we grow our families and shape our lives. Naturally, you do a lot to protect your home, from choosing only the best contractors for those home improvements to selecting the right homeowners policy. You care for it, do all the right upkeep and maintenance to keep it looking its very best. Unfortunately, even the most well-maintained homes can suffer from a...
Ladder Safety Tips: How to Choose the Right Ladder and Climb it Safely
Posted: August 14, 2024
When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is often needed to bring your project within reach. You may not think of these jobs as particularly dangerous, but there’s risk involved any time you leave the ground – even if it's only a few feet. In fact, according to...
What happens to my 401(k) if my employer’s business shuts down?
Posted: August 13, 2024
A 401(k) is widely used to facilitate retirement savings, providing employees with a tax-advantaged way to build their nest egg. When an employer goes out of business, employees often worry about the security of their 401(k) funds. Fortunately, 401(k) plans are protected by federal laws and typically remain intact. Ownership of a 401(k) Account 401(k) accounts are owned by employees, not employers, ensuring the security...
